Mortgage Repayment Methods
There are three different mortgage repayment methods, or ways you can repay your mortgage..
Remortgage Advice Guides
Fee Free Mortgage Advice with online appointments
Remortgage Advice Guides
Take a look at our remortgage advice guides. Remortgages can be really quite easy. The first, and probably most obvious time, is the end date of your existing mortgage deal. This is an ideal time to consider a remortgage. By not considering a remortgage at the end of your current rate term, it’s likely you’ll end up on your lender’s Standard Variable Rate. Probably meaning your repayments will go up.
If you’re on a deal without a set end date, it can be a bit more difficult to know when’s a good time to remortgage. But, you can always call an adviser to discuss your options. If you want a video meeting with a Mortgage Broker you can book one at a time suited to you.
Changes in personal circumstances can signal when it’s time to remortgage. House prices might have increased. You might have paid off enough of your mortgage to be able to move down a Loan to Value tier. Or you may want to borrow more money, for example for home improvements.
We also have a nice range of other help guides: First Time Buyer, Home Mover, Buy to Let and Rate Switching. But if you would like more information we recommend you visit the Money Advice Service.
Remortgages and rate switching
Whether you should remortgage or not depends on your circumstances and needs.
How mortgages work
It always a good idea to have an idea of what mortgages are about, how they work and things like that.
How much can I borrow on a mortgage
A question we hear a lot is: “how much can I borrow on a mortgage?”. Well. when applying for a mortgage, you need to think about more than just whether you can afford the monthly repayments.
Capped Rate Mortgages
Capped rate mortgages are rare, so if you’re going it alone, you’ll have to search well to find a selection of rates to choose from.
Fixed Rate Mortgage
Whatever happens to interest rates during a fixed rate mortgage, whether they go up or down, your payments will not change.
What is a Credit Score
Credit scores are usually calculated as part of the mortgage lenders automated application system
Remortgaging your home
Remortgaging is the process of switching your existing mortgage to a new deal.
Tracker Rate Mortgage
Tracker Rate Mortgages shouldn’t be confused with other variable rate deals, such as discounted mortgage or capped mortgages.
Video Mortgage Advisers
Plus you get online video advice throughout the Home Counties, likewise a mortgage adviser service via telephone, email, and live chat. The icing on the cake is, because we know you are busy, you can book your appointment anytime of the day, with availability from 8am to 8pm.
Therefore, whether you are buying your first property, moving home, remortgaging, buying to let or simply looking for some mortgage advice, we are here to help. Book an appointment and meet with a local mortgage broker.
Leave Stress Behind
Leave the stress of finding a mortgage behind. In short, let your local mortgage broker do the hard work for you.
Free Up Time
Don’t spend hours surfing the internet or on hold to your bank. Free up time for family and friends, use a mortgage broker.
Stay in Control
Make your mortgage advice appointment at a time suited to you. Pick your own appointment date and time.
