How much can I borrow on a mortgage
A question we hear a lot is: “how much can I borrow on a mortgage?”. Well. when applying for a mortgage, you need to think about more than just whether you can afford the monthly repayments.
Remortgage Advice Guides
Fee Free Mortgage Advice with online appointments
Remortgage Advice Guides
Take a look at our remortgage advice guides. Remortgages can be really quite easy. The first, and probably most obvious time, is the end date of your existing mortgage deal. This is an ideal time to consider a remortgage. By not considering a remortgage at the end of your current rate term, it’s likely you’ll end up on your lender’s Standard Variable Rate. Probably meaning your repayments will go up.
If you’re on a deal without a set end date, it can be a bit more difficult to know when’s a good time to remortgage. But, you can always call an adviser to discuss your options. If you want a video meeting with a Mortgage Broker you can book one at a time suited to you.
Changes in personal circumstances can signal when it’s time to remortgage. House prices might have increased. You might have paid off enough of your mortgage to be able to move down a Loan to Value tier. Or you may want to borrow more money, for example for home improvements.
We also have a nice range of other help guides: First Time Buyer, Home Mover, Buy to Let and Rate Switching. But if you would like more information we recommend you visit the Money Advice Service.
Different mortgage rates
When choosing a mortgage, you’ll need to consider different mortgage interest rates and fees you’ll be charged.
Should I Use A Mortgage Broker ?
It is an old cliché but getting a mortgage is one of the biggest financial decisions you will make. Therefore, it is important to make sure you get it right.
A second charge mortgage could be a good option
The second charge mortgage market can offer lending solutions for those looking to raise additional capital for a variety of reasons.
Remortgage your property in order get better terms or access some equity
If you are considering making some green home improvements, a green mortgage could be a smart way to raise money.
Mortgage Payment Difficulty – Arrears
If you are having trouble repaying your mortgage and are worried about arrears, there is government help available.
Buying a property
When buying a property most people start their property search by using online property sites or estate agents in the local area.
Different property types
When buying a property you’ll need to consider how your property choice can impact on your mortgage.
Remortgage to save money
Probably the most common reason people remortgage is to save money. Therefore, how much can you expect to spend if you are looking to remortgage and will it be worth all the effort?
Video Mortgage Advisers
Plus you get online video advice throughout the Home Counties, likewise a mortgage adviser service via telephone, email, and live chat. The icing on the cake is, because we know you are busy, you can book your appointment anytime of the day, with availability from 8am to 8pm.
Therefore, whether you are buying your first property, moving home, remortgaging, buying to let or simply looking for some mortgage advice, we are here to help. Book an appointment and meet with a local mortgage broker.
Leave Stress Behind
Leave the stress of finding a mortgage behind. In short, let your local mortgage broker do the hard work for you.
Free Up Time
Don’t spend hours surfing the internet or on hold to your bank. Free up time for family and friends, use a mortgage broker.
Stay in Control
Make your mortgage advice appointment at a time suited to you. Pick your own appointment date and time.
