Take a look at our remortgage advice guides. Remortgages can be really quite easy. The first, and probably most obvious time, is the end date of your existing mortgage deal. This is an ideal time to consider a remortgage. By not considering a remortgage at the end of your current rate term, it’s likely you’ll end up on your lender’s Standard Variable Rate. Probably meaning your repayments will go up.
If you’re on a deal without a set end date, it can be a bit more difficult to know when’s a good time to remortgage. But, you can always call an adviser to discuss your options. If you want a video meeting with a Mortgage Broker you can book one at a time suited to you.
Changes in personal circumstances can signal when it’s time to remortgage. House prices might have increased. You might have paid off enough of your mortgage to be able to move down a Loan to Value tier. Or you may want to borrow more money, for example for home improvements.
We also have a nice range of other help guides: First Time Buyer, Home Mover, Buy to Let and Rate Switching. But if you would like more information we recommend you visit the Money Advice Service.