How much can I borrow on a mortgage
A question we hear a lot is: “how much can I borrow on a mortgage?”. Well. when applying for a mortgage, you need to think about more than just whether you can afford the monthly repayments.
Rate Switch Mortgage Advice
Fee Free Mortgage Advice with online appointments
Rate Switch Mortgage Guides
Rate Switch Mortgage Guides – Switching Mortgage Deals can be really quite easy. The first, and probably most obvious time, is the end date of your existing mortgage deal. This is an ideal time to switch products. By not remortgaging at the end of your current rate term, it’s likely you’ll end up on your lender’s Standard Variable Rate. Probably meaning your repayments will go up.
If you’re on a deal without a set end date, it can be a bit more difficult to know when’s a good time to change deals. But, you can always call an adviser to discuss your options. If you want a Croydon mortgage broker video meeting you can book one 365 days a year. Or, book a telephone call back with a mortgage adviser.
Changes in personal circumstances can signal when it’s time to remortgage. House prices might have increased. You might have paid off enough of your mortgage to be able to move down a Loan to Value tier. Or you may want to borrow more money, for example for home improvements.
We also have a nice range of other help guides: First Time Buyer, Home Mover, Buy to Let. If you want to find out more we recommend you visit the Money Advice Service.
Why use MDFS Mortgages
Why would you want to use MDFS Mortgages? Well, there is a saying: “it does what it says on the tin”. That applies to MDFS Mortgages.
Different mortgage rates
When choosing a mortgage, you’ll need to consider different mortgage interest rates and fees you’ll be charged.
Joint Tenants v Tenants in Common
When you are buying a home with someone else, a key decision is how you should own the property.
Should I Use A Mortgage Broker ?
It is an old cliché but getting a mortgage is one of the biggest financial decisions you will make. Therefore, it is important to make sure you get it right.
Different property types
When buying a property you’ll need to consider how your property choice can impact on your mortgage.
Mortgage Jargon Buster
Here’s our Mortgage Jargon Buster to help you get to grips with mortgage jargon.
Review your mortgage
it’s a good idea to review your mortgage at least once a year to check whether you should switch to a better deal.
Tracker Rate Mortgage
Tracker Rate Mortgages shouldn’t be confused with other variable rate deals, such as discounted mortgage or capped mortgages.
Video Mortgage Advisers
Plus you get online video advice throughout the Home Counties, likewise a mortgage adviser service via telephone, email, and live chat. The icing on the cake is, because we know you are busy, you can book your appointment anytime of the day, with availability from 8am to 8pm.
Therefore, whether you are buying your first property, moving home, remortgaging, buying to let or simply looking for some mortgage advice, we are here to help. Book an appointment and meet with a local mortgage broker.
Leave Stress Behind
Leave the stress of finding a mortgage behind. In short, let your local mortgage broker do the hard work for you.
Free Up Time
Don’t spend hours surfing the internet or on hold to your bank. Free up time for family and friends, use a mortgage broker.
Stay in Control
Make your mortgage advice appointment at a time suited to you. Pick your own appointment date and time.
